Travel Insurance – Positives and Negatives

If you are a glass-half-full type of person you may not give much thought to the things that could go wrong when you travel overseas on holiday. You may even believe that travel insurance is an unnecessary expense. Some people are so optimistic that they think someone else will pick up the pieces of their broken holiday and pay the bills for them if things go pear-shaped.

The glass-half-empty camp, however, are often more likely to be the worrywarts of the world, anticipating disaster and spending hours making sure they purchase the correct travel insurance. They check the policy document again and again to ensure that all planned activities are covered. They are often also the ones most likely to call the insurance company with additional questions – just to be sure – and why not! It is no good waiting until things go awry to start checking your policy document to find out whether you are covered for a specific incident or activity.

There is a saying that opposites attract, so in an ideal world a ‘half-full’ personality should pair up with a ‘half-empty’ – and everything would balance out so that they both have the safety net of … Read More